Why Buy Now?- There are tremendous advantages to buying a home now. Buying now can be beneficial for many reasons. Interest rates are historically low and buying a $100,000 home with 5.5% interest leaves you with a payment of 770 versus $715 for a 4.25%. That is a $600 annual savings. The down-payment on FHA is 3.5 % and can be your own or can be a gift from a friend or family. There will still be closing costs, however the seller is allowed to pay up to 6% of the purchase price in closing costs for the buyer. The reasons that you are hearing that a loan is difficult to qualify for are many. Some has to do with the area of the country and median home price. In our area it is not that difficult to get a loan. Right now, buyers can get really good deals right now. Get approved for a Tulsa, OK area home loan! Contact Karen Heston of BOK at 918-230-9432 or visit her website.
Lead Abatement- Why is lead in your home such a big deal? There are many health concern that go along with lead- kids getting a hold of it can cause central nervous damage, ADD and many other issues. Lead particles are very small and can be easily disturbed. 1978 was the cut off date for using lead in the US, however it has been found in things from other countries. With children it is very concerning because they put their fingers in there mouth and health issues can arise. The biggest areas to watch are paint and caulk. When disturbing paint or caulk be cautious and call professionals. Instead of sanding or removing it yourself it is better to paint over it so that it is not disturbed. It can spread easily even when taking precautions. It is important to call a professional instead of trying to handle it yourself. Professionals must be certified in order to handle lead removal. Call the professionals at PCC Cleaning and Restoration for lead paint removal in the Tulsa, OK area at 918-641-1111 or www.pcccr.com.
In Oklahoma all contractors are required to have liability insurance. That has had a ripple effect in cost. It reinforces that you are helping protect yourself against a catastrophe. When a contractor doesn't have insurance and there is damage or an accident on your property, you could be sued for damages. Contractors are required to have liability insurance in Oklahoma. Make sure that your contractors are following the law before you hire a builder. Also protect yourself and make sure that your insurance coverage is adequate. When getting a bid for a job, you might see the price difference in the estimates become smaller. In the past, a smaller bid might have been smaller because the contractor didn't have insurance.
Exterminating Centipedes and Millipedes- Centipedes are closely related to lobsters and shrimp. They get into your home. They can bit and be up to 1 foot long. They can die and put off a terrible odor similar to a rodent. Millipedes will not hurt you. Millipedes have legs that go straight down. Centipedes have legs that go straight out. The older they get the more legs they have. We don't just handle the immediate problem becuase that will not keep the pests from coming back. We look for the root of the problem so that they will be eliminated. Let M.E. handle all your Tulsa, OK pest control needs, call M.E. at 918-438-4885 or www.montgomeryexterminating.com.
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