Tulsa, OK. Appraisals- What Happens When They Appraise Lower Than The Sales Price- The value of the property from an appraisers perspective would be a range, say 100,000-110,000. Banks however must have a specific price. Maintenance issues and other things can causes deductions in the value of the property. An appraiser is looking at what the market would pay for but not what the buyer would pay for. We are looking for the difference. We don't measure the cost, we measure the value to the market. The appraiser works for the client, whether that is the bank, buyer, seller, appraisal service or relocation company.
For a Tulsa, OK. Mortgage, contact Karen Heston of BOK Mortgage at 918-230-9432 or http://kheston-boklo.mortgagewebcenter.com/Default.asp?bhcp=1 Social Media Used by Insurance to Verify Claim Accuracy- Many insurance claims adjusters and underwriters are using social media, such as facebook, to verify the accuracy of a claim. Be careful when you post something on facebook. Posting careless information about damage or a claim you have filed, could lead to problems if you are not being honest or are posting things about the damage as a joke. There are people who try to cheat the system, and insurance companies are using these tools to discover them.
How is a Real Estate Commission Paid? As a member of the public, who are hiring the services of a Realtor, can be duped if you don't understand where money and services are going. Look at it as a business model. For example, a $150,000 home listed for 6% commission ($9000). There are generally 2 agents, buyers and sellers. Each agent will do advertising, placing signs, and much much more. That is $4500 each side. Each side will have to pay the broker first, for example McGraw Realtors. Then what is leftover is what the agent will get. Often this is 50% or less. With that 50% of their side of the transaction commission, they have to pay all of the advertising fees, brochures, signs, expenses, time, etc. Make sure that you hire a skilled, qualified, knowledgeable agent. Know what you are getting so that you can make a good decision.
Exterminating Clover Mites- Clover Mites are tiny little bugs that will leave a red stain when you squash them. You will see them on the pavement or even in your home. They are irritating when they get in your home. They are accidental invader that eat dead and decaying plant and animal material. We can treat the outside of your home to prevent these pests from coming inside.
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