Junior Achievement-Junior Achievement works with children to teach them the economics of life- how to earn money, how to balance a checkbook, how a business works. They have a miniature Tulsa at their Tulsa location- this city has a BOK, McGraw Realtors, and other businesses like you would see around Tulsa. The kids study and then are able to work in this town. They have to operate the business, pay the bills, advertise and everything else that you would have to do when you own a business.
To volunteer or for more information on Junior Achievement, contact them at www.tulsa.ja.org.
The Pros and Cons of a Condo Purchase- Buying a condo can be a very affordable way to transition from renting to purchasing. There are often added perks like pools, parks and other features. Many times buyers don't consider that there are usually added monthly fees used to maintain the exterior of the condominium. Buyers are shared owners and can't do everything they could do with their own home. Ask what the monthly homeowner fees/maintenance fees are? Ask about special assessment fees- fees that are occasionally charged for costs that come up at times. A well managed condominium will put money aside each month from the monthly dues charged in order to pay for a roof or other upcoming maintenance issues. What is the building occupancy rate? How many are occupied by renters and how many are owner occupied? If you are looking at new condos, look at the financial state of the developer to protect yourself from losing money due to the developers financial woes.
Insurance for loss of Business Income- Life insurance and Disability is common for people to have. What happens when that injury is to your business (such as weather damage or a fire that keeps you from operating your business during the restoration process)? This is called continuing expenses. You can add business income to your policy to cover your profits/income for continuing expenses during a restoration process interruption. This might even include payroll for key personnel that you can't afford to lose and other extra expenses- such as a temporary location for a bank. Extended period of indemnity- you are back in business but it takes your 4-6 months to get your income back to where it was before.... this protects you from the difference in income you might have during this time. Avoid this major issue and talk to your agent. We have an article at our website with more information, visit www.tedfordinsurance.com for more information
Exterminating Rodents Rats and Mice are moving inside due to the heat. Rats and mice will live off of dog feces. Keeping the feces picked up can help reduce them. Houses in South Tulsa often have more rodents than other homes. these homes often have sprinkler systems, pools, and large dogs. They will travel quite a distance for food and water. They may not live on your property. Keep your bird feeders empty (you don't want bird feed on the ground) and dog feces picked up. Rats are smart and will avoid a trap if they see another rat on it. Mice are not smart and they can't see well. You can't really tell if mice or rat droppings are new or old because it hardens.
Tulsa Real Estate- When writing a contract on a home and you find out that there is another offer, don't just walk away without giving an offer. Write the best offer that you can. Don't deny your family the best home because you want to "avoid a bidding war".
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