Junior Achievementof Oklahoma- Junior Achievement works with young people to teach them about the economy. They learn how the stock market works, how to balance a checkbook, what it takes to run a business. Many students graduating from High School don't know these things without Junior Achievement. Students learn for 1 hour a week for 4-6 weeks. To learn about how you can volunteer for Junior Achievement of Oklahoma, visit www.jaok.org Interesting Fact- Cyclone, Typhoon and Hurricane- these are technically the same but are called different names depending on where they occurred.
Increase in Insurance Rates- Top Disasters for 2011- 10) Typhoon 9) February Winter Storm 8) Cyclone, 7) Austrailia Floods 6) Hurricane Irene 5) April US Tornado 4) May US Tornado 3) Thailand Floods 2) New Zealand Earthquake 1) Japan Earthquake.
Three of these disasters for 2011 happened in the Tulsa geographic Area- February Winter Storm, April Tornado, May Tornado. Interest Rates may change due to these disasters. Watch for a notice from your insurance company in the mail. These may be included in your bill or policy information. Plan for this increase now because it will likely cause an increase in your mortgage payment as well.
In 2012, Interest Rates will increase. With interest rates so low right now, it is unlikely that they remain this low. Refinance your home in 2012 so you don't miss out on great savings in your mortgage. The HARP 2 Program below is a great way to start for those who have love value in their home and have been unable to refinance until now.
HARP 2- Home Affordable Refinance Program 2, This originally came out in March of 2009. HARP 2 is an expansion of the program that allows people to refinance who have lost value in their home or may be upside down in their mortgage. Right now, the servicers are allowed to refinance on their own portfolio. March 15, 2012 another lending institution can refinance one of the home loans approved for HARP 2. Foreclosing on a home is always a lose-lose situation, not only do homeowners lose their home, but the bank loses money as well. If you have a BOK Mortgage, right now we can talk to you about the HARP 2 program. On March 15, 2012 we can talk to you if you have a mortgage with another institution.
You Won't Care Who Your Tulsa Realtor Is Until...As a consumer, most everyone will work with an agent at some point. Wouldn't you rather choose the agent yourself rather than just have one assigned to you. You care about who your Realtor when-- you are selling your home, you find out the home you are buying has termites, you can't close on the mortgage because the appraisal comes in too low, your home value is too low and you need to sell. Having an experienced Realtor can help you avoid many of these situations or make them much easier to get through when they occur.
Exterminating Bedbugs in Tulsa Bedbugs can be a big problem. They will likely be on the rise in 2012. They can happen to anyone. They don't just happen in sleazy hotels or in dirty homes. Be very thorough when checking out hotels. Keep your luggage off the floor- put them on the luggage holder. They can get on your luggage or clothing and go with you into your home. They can get on your clothing, furniture or strollers when you visit a friends home. They are here in Tulsa.
Bedbugs look much like a tick. You can see them, so if you look carefully you will find them. Pull back the sheets, if you see blood trails (from a small bite) they are likely bedbugs. Also check the mattress. If you see them ask for another room! They are very hard to kill so try to avoid them first. If you find them, call professionals and get your home treated. We will do free evaluations to address your needs. No obligation.
For all your Tulsa pest control needs, contact Mother Natures, 918-362-2000 or in OKC 405-278-8100 or www.pestsecret.com.
Invest in Real Estate Now- If you believe that the economy will recover, then now would be a good time to invest in real estate. Tulsa Real Estate Investment is especially good when you can buy at a lower price and with remodeling or time, increase the value of your home. Whether you are buying your dream home or investing in real estate to use as a rental, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.
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