Mortgage Insurance Rates are Increasing Mortgage insurance is paid by the borrower when they don't put 20% or more down. It is insuring additional risk for the lender. This will be the last year that you can take mortgage insurance as a tax deduction. Mortgage insurance will be going up with FHA. Contracts in by appx. April 15 should be able to get the lower rate. Contracts in after that time will end up with the higher rate which will cost about $20.10 per month for a $100,000 home. FHA is a good way to buy and own a home, however, after you buy your home, make extra payments to pay it down.
VA loan can go over $417,000. Many people have heard that VA loans can't go over $417,000 is not correct.
Tulsa, OK. Recreational Vehicle Insurance- There are some insurance policies that aren't really of benefit to the purchaser. Title insurance is usually not for the purchaser unless you pay for your own policy. There are times when during a divorce someone may have to buy life insurance during a period of time when you are paying payments to your ex. There is also key man insurance that is purchased by companies/businesses that would be greatly affected by loss of a key man/woman in their business.
Reminder- there are many ways that a policy can be arranged. If you have special items such as boats, jet ski, classic automobile, etc that you use or need to insure, talk to your agent to see if it is covered. Don't find out that you have no coverage. Check out a policy for those recreational vehicles now.
Household Pollutant Collection is coming up. April 2-3, 2011, 10AM- 3pm at Expo Square there will be a household pollutant collection where you can take pollutants including ammunition, chemical, oil, anitfreeze, aerosols, hobby paints, mercury thermometer, RX medications. Don't dump these things down the sink or toilet or in the trash. They are poisonous and are harmful to the environment.
Exterminating Termites from your Tulsa, OK Home- Termites only swarm in high heat, humidity and little to no wind. They are terrible fliers. If you come across a swarm in your home then you have usually had termites in your home for 2-3 years. When this happens, don't wait. Get your home treated now. We are now using the new Sentricon HD bait. This new HD Bait is very effective. For Tulsa, OK. termite extermination or Tulsa, OK pest control, contact Montgomery Exterminating at 918-4389-4885 or www.montgomeryexterminating.com.
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