Feeding Tulsa's Homeless- Darryl Baskin recently took a trek across town. He walked home from the airport, after a recent trip. Going without a car or food, can make you stop and think about what you have and what others don't. There are homeless people who deal with life without transportation or food on a daily basis. There are many circumstances that can cause someone to be homeless. Many of the homeless have simply had some problems, such as a job loss, and need help to get back on their feet. John 3:16 Mission works to restore homeless so that they are back in the swing of society. They offer many services.
Credit Scores and Tulsa, OK. Mortgages- Your credit score can be as low as 600-620 and still get a loan. There are other factors that are looked at when applying for a mortgage. FHA requires a 620 credit score. For a VA loan you can go as low as 600, for Conventional it can be under 600 with a large down-payment. Most people will have a credit score of 680-720. Remember that insurance policies, mortgages, loans, etc all look at your credit score. A credit score measures reliability. This is not about how much money you have, it is about how responsible you are with paying your bills on time and manage your money. To find out your credit score, I can run a loan application. You can go to www.annualcreditreport.com and can check all 3 credit reports for free but will require a small fee in order to get your credit score. When we run credit reports, they cost $14 for each borrower. If two people apply together, it will cost about $28. It will cost about the same amount to pay for the credit score through all 3 bureaus. Remember that a small $40 bill that you forget and fail to pay, can lower your credit score and will stay on your credit report for 7 years.
Special Insurance Policy- In a special policy, everything is covered except what is excluded. When it comes to commercial properties there is what I call an open window exclusion. If you leave a window open and as a result your contents get damaged, there is no coverage. There has to be damage to a building in order for insurance to cover your damage. If you move out of your home so that it can be remodeled, check out the vacancy clause. There is no coverage for certain damage when the home is considered vacant, usually 30 days or less. Always contact your insurance agent for information specific to your policy and to inform them of these changes so that you can amend your policy, if needed. Ignorance is not an excuse when it comes to your insurance policy.
Exterminating Silverfish-Silverfish will often come from the attic into the home as the weather warms. For best results, treat for silverfish before it gets too warm. Silverfish breed in the attic. We can dust your attic space with product that will kill pests in your attic. It is good for 1 year and boric acid, which is what we use, will not harm you or your things in your attic.
PRIVACY POLICY Darryl Baskin is the sole owner of the information collected on this site. Neither Darryl Baskin nor his associates will sell, share, or rent this confidential information to others. Your privacy is the primary issue for Darryl Baskin.
CONTACT POLICY
By submitting personal information such as name, address, phone number, email address and/or additional data, the real estate client/prospect consents that Darryl Baskin or his authorized representative may contact client/prospect by phone, U.S. Postal System, or e-mail whether or not client/prospect is participating in a state or federal or other "do not contact" program of any type.
