There are still openings in Junior Achievements summer camp. They utilize JA Biztown and learn about economics and how to run a business. They have to take care of a checkbook, pay bills, purchase items, and work in the business. The business owner (when working Biztown) actually has working meters so that kids have to learn how to read them and pay utility bills based on the meter reading. If you have children that might be interested, contact them at 918-663-2151 or www.tulsa.ja.org
Lawsuits over Titles in Real Estate- The title is what says that you own property. A cloud on a title is when there is a mistake and can cause issues with your ownership. It can even be unpaid taxes from 20 years ago and have been sold several times with the title checked multiple times. Title insurance is usually purchased for the lender and the homeowner and protects you in the event there is a problem. The insurance is only for the amount of the loan. It only covers the lenders loss on lenders title insurance. That is why it is important to have title insurance as a homeowner. Even new homes can have problems. If the builder doesn't pay for the sub-contractors work, then you could find that the sub-contractors come against you and put a lien on your title. The lien could even be filed after the title search and closing has occurred. At the closing table make sure the builder gives you a list of every worker on the property with a lien release on every worker. Also have the builder write a letter stating that he has paid all bills and contractors on the property that you have purchased.
How do I handle Fraud in Title Insurance? Title insurance covers from the moment you purchase your home and back. If you are sued after you close on the property, then title insurance may not cover you. This is a tricky issue. Consider asking for extended coverage on your title insurance to cover you once you purchase the house.
I am in a larger home and downsizing, do I rent my larger home or sell but at a loss?- Being a landlord is a big feat. It can be a wonderful option but only for certain people. Can you make the house payment if there is not a tenant or the tenant doesn't pay the rent? Can you handle paying and taking care of expenses on repairs and maintenance, even on the weekend when you will have to pay extra for repairs? Tenants will not leave your home neat and clean and perfect when they leave. You will have to clean and even pay for repairs or new flooring and paint. If you can handle all of these things, then consider becoming a landlord. Other factors to consider is whether the house is paid off? Putting a tenant in the property, can cause a loss of market value and issues when selling the property later.
For questions on renting out your Tulsa, OK area property verses selling it, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.
If you are looking for Oklahoma homes in an auction, contact Jay Litchfield of Keller Williams at www.20bid30.com. Jay donates a lot of his time as an auctioneer to charity auctions.
Exterminating Brown Recluse Spiders- Brown Recluse Spiders will rarely ever come out during the day unless they have been exterminated and have had their sytems affected. Once we start to exterminate for spiders, you will actually see more spiders than you did before. This happens because we are killing their food supply and they come out to find food. If you have a wood roof, you are more likely to find Brown Recluse Spiders in your house. Having your attic dusted will help with the extra problem in these homes.
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