When Choosing an Offer for Your Home- It isn't true that the only way you can get a good deal is if the other gets a bad deal. There are ways for both sides to win. Consider- what if the property was listed at $200,000 but was actually worth $225,000 or vice versa, it was only worth $175,000. When you write an offer, remember that you don't always have to pay less than list price to get a good deal. Many properties are listed below their value. You can get top dollar by listing it at the right price. Don't get hung up on "I can only get a good deal if I come down on the price".
If you are selling a property in today's market, financing can be the biggest challenge due to changes in financing/mortgage rules. If anything changes, (such as the buyer purchases a car after the mortgage application was made and contract on a home accepted and closing on the way), expect a last minute issue. Be flexible and be aware that this can occur.
A Day of Worship in Bixby- Bixby has a small town feeling yet still has many advantages. New Beginnings Church in Bixby is presenting a Day of Worship. They have coordinated the event so that various Bixby church bands can come and play. It will be a Washington Irving Park and will also feature food, vendors, fun for kids. you will see what makes Bixby unique in the area of missions and churches. It will be held on September 10, 2011 from 11AM to 6pm.
Jumbo Loans- We are getting ready to get a new product, a 30 year fixed rate jumbo loan. Any loan amount over $417,000 is a jumbo loan (this is a local Tulsa area figure). The people who buy the loan from the person A private market, not government backed, are the ones that provide the loans for amounts over $417,000. There is confidence coming back into the market, which is evident by the new product offering of this jumbo loan product. We can do a VA loan over $417,000 as well. We do also have a 100% physician loan that goes up to $1,000,000.
Additional Insured - What is an additional insured? This is great for individuals who own property and lease it out to someone else. When this happens you need to make sure you add an additional insured. The liability insurance policy for the owner will cover the owner but you need one for the tenant to cover them as well. On a certificate of liability, you as the building owner need to be on the certificate as additional insured to make sure that you are covered in their policy. This can help give a little protection in the case of a lawsuit.
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