The topics of this show include: Exterminating Crickets with Montgomery Exterminating; Commercial Property Insurance Rates with Tedford Insurance; It is Really Difficult to Get a Home Mortgage with Karen Heston; Benefits of A Short Sale with The Baskin Real Estate Specialists Word of the Day- WEND- to pursue or direct, to proceed or go.
Is it difficult to get a home mortgage? Realtors and many others are saying it is really hard to get a home. That is not true. We can still do an FHA loan with 3.5% down-payment as well as a VA loan with less down-payment. Right now, you do have to qualify for a loan. You must have a job and the lender will run a credit report. Years ago, that was not required. You need to fill out an application (in person, online or by phone). We will then verify your information. For self-employed persons, you will need to look at tax returns and verify employment and income. It is not difficult to get a home loan, it has just changed. Get a knowledgeable loan expert and find out your options for a Tulsa OK area mortgage today! Call Karen Heston with BOK Mortgage at 918-230-9432 or visit her website.
The Rate a Person Pays for Property Insurance? This is primarily commercial insurance. Each insurance company has a rate per $1000. Insurance companies buy insurance as well. They will purchase re-insurance (for exceeding higher claim insurance) When re-insurance costs more, our insurance costs more as well. Insurance companies have looked at a piece of property and have looked at how they can pay claims on a property and make money at the same time. This is how they come up with the price on the insurance.
For all your Tulsa OK Area commercial and residential insurance needs, contact Mike Tedford or Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.
How do I exterminate Crickets? There are pre-historic looking crickets that have an appendage coming out of their back. Most of the time they are found in moist areas or homes with a crawl space. These crickets are called Camel Crickets. They are easy to control. We treat the outside of the house and can prevent about 90% of pests from entering.
Call M.E. for all your Tulsa, OK area pest control needs- 918-438-4885 or www.montgomeryexterminating.com.
Benefits of a Short Sale? Short Sales sell for less than what you owe. When you are "underwater" with your home loan and don't have enough money to pay them back. This can be a better option than foreclosure. There are certain steps that must be taken in order to proceed with a short sale. Why use a short sale if your credit will suffer? A short sale will only affect you credit for about 2 years instead of 5-7 years with a foreclosure. It is even possible with good negotiation that your lender might not report it and your credit will be affected even less. Find out your options to stop a Tulsa foreclosure, call Stan with The Baskin Real Estate Specialists at 918-397-5564 or www.stopmytulsaforeclosure.com.
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