Is Now Really a Good Time to Buy a Tulsa, OK area Home? Yes! Interest rates are the lowest they have been in 22 years. Because of this cycle in the market, people have not had this type of opportunity for a long time. This is the time to really get in and make your plans. Financing is readily available. You can get financing with little down-payment- FHS is 3.5%. You do have to be approved for a loan and have some type of documentation to prove you make the income you state. Rent has gone up now because there are many people renting. There is extra demand on the rental market. Many times you can own your own home for less than you can rent. Right now we have some very motivated sellers. Interest rates will not stay this low forever. When you are buying make sure you have been pre-qualified with a trustworthy reputable lender. How do you know the lender is trustworthy and reputable? First, look for a reputable name who does a lot of mortgages. Second, a good Realtor will know which companies are less likely to create qualification problems right before closing. These steps help home sellers reduce their risk when selling their home.
To get approved for a Tulsa, OK mortgage, contact Karen Heston with BOK Mortgage at 918-230-9432 or visit her website here.
For all your Tulsa, OK area real estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com
Hearing Aides and Real Estate? There are always things that need to be added to your homeowner's policy. IT could be camera equipment, and other things. They are covered on your policy due to fire, or theft but not for loss. For special items that would be more expensive to replace, make sure that you consider a loss policy addition to your homeowner's policy. A friend recently lost his hearing aids and they were $1600 each. Since he didn't have loss coverage on his policy for his hearing aids, they wouldn't be covered. There are also ways to eliminate the deductible in cases of loss. Contact your insurance agent.
Roofing Legislation? Starting January 1, 2011, any roofing company doing business in Oklahoma must be registered. Although this may be something that many will find bothersome, it can give you some peace of mind about your roofing company. You will be able to view complaints and other issues related to the registration. For all your Tulsa, OK roofing needs, contact Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.
Stop My Tulsa Foreclosure- There are options for homeowners who are behind in their payments. The main thing is to prevent foreclosure, which is very detrimental to your credit. Find out lots of information and what choices you may have. Stop Your Tulsa Foreclosure by calling Stan with The Baskin Real Estate Specialists at 918-397-5564 or visit www.stopmytulsaforeclosure.com.
Exterminating the Camel Cricket- Also called Humpback Crickets or Cave Crickets. They are usually where there is moisture. They will feed on fabrics but are usually just a nuisance. They will try to avoid people. If you come near them they might jump near you but it is a way to get you away. They can often be in groups. They can be exterminated.
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