The Oklahoma Biggest Loser Contestants will be coming to the Ice House Fitness Center in Bixby, Oklahoma to discuss their success and give you tips and information on their journey. This will be a Meet and Greet Event. Come and Meet The Biggest Losers this coming Tuesday, August 3rd from 3-4p.m.
What is a Short Sale? For a free report and information on how to stop your home from being foreclosed at www.stopmytulsaforeclosure.com. Chris Richardson- A short sale is selling the house and paying the bank less than what is owed. What we do is step in and put the homeowner under contract and begin negotiations with the lender. This helps stop the lender from foreclosing on the home. REO is a bank term where the the Real Estate Owned property that they bank owns. A foreclosure will be on your credit report for 7 years. This credit report status can affect your insurance, ability to get an automobile and even getting a job. With a short sale, you will only have a 2 year blip on your credit. It affects your credit score much less than a foreclosure. What is the difference between a short sale and being in collections? In collections, they are there to collect the debt and collect back payments, attorney fees, late fees. They want to get that debt. They will sometimes be deceptive when they are collecting. Talk to someone who is familiar with your options and can tell you the truth. What are some different scams that can take place with homeowners in distress? We do not charge the homeowner any money for our services. There are other companies that will make you pay for these services- such as loan modification or short sale. In real estate, you are not paying for a product, you are paying for an end result- selling your home and not being the owner. When you are doing a short sale you are paying for something similar- not being the owner of the property. With services like these, you should pay in the end to make sure you have the desired results.
Credit Scores Can Affect Your Insurance Costs- Insurance companies will look back at claims you have had in the past as well as your credit score to help determine how you likely you are to have a claim in the future. They have shown a correlation between credit score and increased claims. It is not a typical bank credit score. It is a different formulation. They have found that a person that takes care of their finances will take care of other areas of their life.
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